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Ethical Savings Accounts that are good for you and the planet
Your savings make a positive environmental impact and give you a fair return. Choose from a range of ethical savings accounts including Regular Savings, Easy Access, 35-Day Notice, and our Ecology Cash ISA.
Saving for Good
If you invest in one of our Ethical Savings Accounts, you’ll help fund projects across the UK like Community-led Housing, Energy-efficient home Renovations, Sustainable Developments, and Community-based projects.
What you won’t be funding is Fossil Fuels, Mining Companies, Arms Trade, or Amazon Deforestation.
At Ecology we believe you should always know what your money is being used for, so we’ll always let you know about the sustainable projects your money has supported.
Our Range of Ethical Savings Accounts
Our range of simple and transparent ethical savings accounts work for you and the planet. A minimum investment of £10 can get you started, and you invest up to a maximum of £500,000. Limits apply to each account type.
Ecology Cash ISA
A simple and transparent Cash ISA where you can pay in and withdraw whenever needed and save up to £20,000 this tax year.
"A simple and transparent Cash ISA"
Key details
Current variable interest rate of 3.60% gross* p.a./AER**
Minimum amount to open the account: £25
Maximum investment for the 2024/2025 tax year is £20,000
Withdrawal notice: None
35-Day Notice
A medium-term variable rate savings account with a notice period of 35 days for withdrawals. Also available to open in a young person's name or on behalf of a child.
"A medium-term savings account"
Key details
Current variable interest rates of 3.70% gross* p.a./AER**
Minimum amount to open the account: £500
Maximum investment: £500,000
Withdrawal notice: 35 days
Easy Access
A simple and transparent savings account, pay in and withdraw whenever needed, save up to £500,000 and receive the same interest rate whatever your balance. Also available to open in a young person's name or on behalf of a child.
"A simple and transparent account for unrestricted access"
Key details
Current variable interest rate of 3.20% gross* p.a./AER**
Minimum amount to open the account: £25
Maximum investment: £500,000
Withdrawal notice: None
Regular Savings
"A limited-access account for regular savers"
Key details
Current variable interest rate of 3.85% gross* p.a./AER**
Minimum amount to open the account: £10
Maximum investment: £250 per month
Maximum withdrawals per annum: 2
Notice required: none
*We pay all savings interest gross, which means that no tax is deducted. It's your responsibility to pay any tax due, based on your individual circumstances. Tax rules may change in future.
**AER stands for Annual Equivalent Rate and provides a means of comparing interest rates by showing what the rate would be if interest was paid and added once a year.
Here’s some of the latest sustainable projects our current savers have helped to fund
Our handy See Where Your Money Goes map of the UK highlights even more of the sustainable projects our Members have helped fund.
Building a future for refugees by Global Link
Affordable Homes by Mull and Iona Community Trust
Crofts Court by Oxfordshire Community Land Trust
Your eligible deposits with us are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered. Download the FSCS leaflet for further details or visit www.fscs.org.uk | FSCS Information Sheet
