Community-led housing mortgage
We specialise in mortgages for the creation of intentional community-led housing communities, construction of energy efficient new homes and renovations, including poor quality, derelict, empty properties - which many other lenders may reject.
Key details
For community-led housing groups, our rates vary by project
You can borrow up to 80% of the property’s value
An early repayment charge may be payable if you repay all or part of your mortgage within the first two years
Housing developers mortgage
We specialise in providing mortgages for small-scale housing developers seeking to build or renovate residential properties in a sustainable manner to sell.
Key details
Our rates vary by project
Mortgages are available on an interest-only basis
You can borrow up to 70% of the property’s value
Charities and community groups mortgage
We specialise in providing mortgages for charities, voluntary organisations and community groups that support the environment or deliver benefits to local communities.
Key details
Our rates vary by project
You can borrow up to 75% of the property’s value
An early repayment charge may be payable if you repay all or part of your mortgage within the first two years
Sustainable business mortgage
We specialise in providing mortgages for businesses that support the environment or deliver sustainable benefits to the economy and local communities.
Key details
Our rates vary by project for sustainable businesses
You can borrow up to 70% of the property’s value
An early repayment charge may be payable if you repay all or part of your mortgage within the first two years
Part-residential mortgage
We specialise in mortgages for part-residential borrowers who run a sustainable enterprise from home. We can consider lending if you are building, buying or renovating a live/work property – or converting to one.
Key details
Our rates vary by project for part-residential mortgages
You can borrow up to 70% of the property’s value where a residential property is present
We can consider lending up to four times joint or sole income subject to loan-to-value. Our final decision on how much we lend will be based on our overall affordability assessment
An early repayment charge may be payable if you repay all or part of your mortgage within the first two years
Residential mortgages
Our residential mortgages are available for self-build, renovation, conversion, energy improvements, moorings, woodlands, buy-to-let, or shared ownership.
Rated as an ethical Best Buy for our mortgages and savings
