For homes needing extensive renovations / energy efficiency improvements: C-Change retrofit
The C-Change retrofit scheme offers a discount of 0.25% from our Standard Variable Rate for each rating improvement in your home's Energy Performance Certificate (EPC). This could be either its Energy Efficiency or Environmental Impact rating - whichever is the highest.
For example, if either EPC rating improves from E to C after the works to the property are completed, a discount of 0.50% will be available on the whole of the mortgage, for the duration of the loan. The discounts are deducted from our Standard Variable Rate (currently 4.90% - the overall cost for comparison is 5.1% APRC).
Energy Standard
Passivhaus
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Ratings
Passivhaus
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SVR
4.90%
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Discount %
1.25%
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Variable Mortgage Rate
3.65%. The overall cost for comparison is 5.1% APRC
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