| For new builds: C-Change sustainable homes discount Energy Standard | Ratings | Buy-to-let Variable Rate | Discount % | Variable Mortgage Rate |
|---|---|---|---|---|
| Passivhaus | Passivhaus | 6.79% | 1.50% | 5.29% |
| Passivhaus | PHPP Modelled | 6.79% | 0.75% | 6.04% |
| Energy Performance Certificate (EPC) | A++ (SAP rating 110+) | 6.79% | 1.25% | 5.54% |
| Energy Performance Certificate (EPC) | A+ (SAP rating 100-109) | 6.79% | 1.00% | 5.79% |
| Energy Performance Certificate (EPC) | A (SAP rating 92-99) | 6.79% | 0.75% | 6.04% |
| Energy Performance Certificate (EPC) | B (SAP rating 88-91) | 6.79% | 0.50% | 6.29% |
| Association for Environment Conscious Building (AECB) | AECB CarbonLite Building Standard | 6.79% | 1.00% | 5.79% |
| For whole house renovations: C-Change retrofit | Ratings | Buy-to-let Variable Rate | Discount | Variable Mortgage Rate |
|---|---|---|---|---|
| Energy Performance Certificate (EPC) for retrofit projects | EPC rating improvement | 4.90% | 0.25% per grading improvement | 4.65% - 3.40% |
| C-Change energy improvement discount | Ratings | Buy-to-let Variable Rate | Discount | Variable Mortgage Rate |
|---|---|---|---|---|
| For specific energy improvements works | Evidenced via invoices and our C-Change energy improvement checklist*** | 6.79% | A 1.00% discount is applied on funds borrowed specifically for qualifying energy improvement works (see C-Change energy improvement checklist***) | 5.79% * 6.79% ** |
* on funds borrowed specifically for qualifying energy improvement works
** for funds borrowed that are not related to qualifying energy improvement works to the property
*** C-Change energy improvement checklist
