| Energy Standard | Ratings | Buy-to-let Variable Rate | Discount % | Variable Mortgage Rate |
|---|---|---|---|---|
| Passivhaus | Passivhaus | 5.15% | 1.25% | 3.9%. |
| Energy Performance Certificate (EPC) | A or above | 5.15% | 0.75% | 4.40% |
| Code for Sustainable Homes (CSH) | Code Level 4 | 5.15% | 0.75% | 4.40% |
| Code for Sustainable Homes (CSH) | Code Level 5 | 5.15% | 1.00% | 4.15% |
| Code for Sustainable Homes (CSH) | Code Level 6 | 5.15% | 1.25% | 3.90% |
| AECB | Silver | 5.15% | 0.75% | 4.40% |
| AECB | Gold | 5.15% | 1.25% | 3.90% |
| For whole house renovations: C-Change Retrofit | Ratings | Variable Rate | Discount | Variable Mortgage Rate |
|---|---|---|---|---|
| Energy performance Certification for retrofit projects (EPC) | EPC rating improvement | 5.15% | 0.25% per grading improvement | 4.9%-3.65% |
| C-Change Energy Improvement discount | Ratings | Variable Rate | Discount | Variable Mortgage Rate |
|---|---|---|---|---|
| For specific energy improvement works | Evidenced via invoices and our C-Change energy improvement checklist | 5.15% | A 1.00% discount is applied on funds borrowed specifically for qualifying energy improvement works (see C-Change energy improvement checklist) | 4.15% on funds borrowed specifically for qualifying energy improvement works 5.15% for funds borrowed that are not related to qualifying energy improvement works to the property |
