We’re here to help you make an impact. That’s why we’ve partnered with Retrogreen – to give you free access to personalised plans, expert advice, and practical steps to help you on your retrofit renovation journey.
Discover how you can maximise the energy efficiency of your project, cut carbon emissions, reduce bills, and increase comfort – all with no commitment.
Start your free subscription now.
And when you’ve made your plans, Enquire Now to see how we can help bring them to life – and reward you for doing so – with an Ecology Renovation Mortgage.
The mortgage is available for non-standard construction types (eg timber frame/clad) providing it complies with our ecological requirements, buildings insurance can be obtained, and the valuer confirms the condition and marketability of the property are satisfactory.
Yes. Please bear in mind that we don’t offer mortgages for second homes, holiday homes or homes classed as mobile planning.
If the property was built in the last 10 years, the property must have an acceptable build warranty or a Professional Consultant’s Certificate, for any property constructed more than 10 years ago, this is not required.
The property must have a minimum EPC rating of C or higher to be eligible for this product. If the property is a new build and not yet fully completed, please provide a copy of the predicted energy assessment.
To speak to our friendly mortgage advisors, you’ll need to provide your financial details to obtain a decision in principle. When you’re ready to fully apply, you’ll need to have a specific property in mind. When you’re ready to apply for the mortgage, we’ll ask you for:
- Income & expenditure documents
- A copy of the Energy Performance Certificate (EPC) for the property
- A copy of the build warranty or building certificate (if applicable)
- A copy of your discounted market sale agreement (sometimes known as a section 106 agreement)
Eligibility varies by scheme, but you typically must:
- Be a first-time buyer (or not currently own a property)
- Live or work in the local area
- Meet income or affordability criteria
- Intend to live in the property (not rent it out)
Check with your local authority or housing provider for exact criteria.
A DMS property is a home sold at a discount from the full market value, usually between 20% and 50%, to help eligible buyers afford homeownership. The discount is typically offered by a local authority or housing provider and stays with the property, even when you sell it later.
