Tax Year End Countdown is On...

Don’t lose your 2024/25 tax-free savings allowance. Top-up your Cash ISA by 5pm on 4 April. Or open an Ecology Cash ISA online (and switch an existing Cash ISA to us) by 1 April, or by post by 31 March.

Our Renovation mortgage

Inspired to bring a derelict or unique residential building back to life? We’ll reward you for your home’s energy efficiency with our mortgage rate discount.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Our Conversion mortgage

We help people to convert non-residential buildings like barns, churches and pubs into sustainable properties. And reward you for creating an energy efficient home with our mortgage rate discount.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Ethical Savings for people and planet

When you save with Ecology, your money makes a real difference. You’re supporting sustainable projects like energy efficient home renovations, community co-housing and cooperatives that care for the land.

Saving with Ecology

74% of UK savers want their money to have a positive impact on the environment and society.

With Ecology, you’re in good hands. By saving with us, you’re helping to fund projects across the UK that are good for people and good for the planet. And with competitive rates, they’re good for you too.

Our Savings range has everything you need, including a 35-Day Account, an Easy Access account and a Regular Saver. We also provide a Cash ISA and can even accept transfers in from your other ISA accounts.

Ecology Mortgages

At Ecology, we provide mortgages that have a positive impact on people and our planet.

We offer Residential and Commercial Mortgages, and we specialise in the unusual, often taking on many projects that others won’t.

Our Residential range offers mortgages for eco-friendly self builds, renovations, and refurbishments – and more. We also reward you for creating an energy efficient home with our C-Change discount. 

Our Commercial range includes community-led housing mortgages and mortgages for charities, community groups, housing developers – and more.

Click here if you’re an intermediary.

Our Customer Projects

Jessie & George’s Story: Affordable People-Powered Housing

Project: Community-led housing

London-based artists Jessie and George wanted to find an affordable property that they could treat as a home, not just an investment. Given the pressures of London’s inflated housing market, it was a challenge for them to find somewhere suitable, their options eventually becoming limited to the city's outskirts. Keen to return to their community in the heart of London, they decided to look beyond the confines of the mainstream housing market.
Jenny’s Story: A Simple & Light Urban Passivhaus

Project: Self-build

David and Gill’s offsite manufactured sustainable home

Project: Self-build

Our Memberships, Awards and Accreditations

Ecology Hub

Welcome to the Ecology Hub, the heart of our commitment to sustainability and innovation. We believe in more than just financial transactions; we believe in making a positive impact on the environment and communities we serve. This hub is designed to be your central go-to for all things related to Ecology, sustainable renovation, self build projects and responsible savings.

Savings

Minimise Your Impact: How To Save More Ethically.

Renovation

Discover Sustainable Renovation: Transform Your Space Responsibly.

Self Build

Embark on Your Self-Build Adventure: Constructing Your Dream Home, Sustainably.