Key Features

• No additional deposits can be made into this account
• Variable interest rate of 3.10% gross* p.a./AER**
• Minimum interest rate guarantee of 1.00% gross* p.a./AER**
• No notice withdrawals
• A minimum balance of £25 is required in your account
• View your account, request withdrawals and send secure messages via our online service (restrictions apply)
• Interest payable on 5 April
• Voting rights available [1]

*All ISA interest is paid tax-free, which means it's exempt from income tax and no tax is deducted.  It's your responsibility to pay any tax due, based on your individual circumstances.  Tax rules may change in future.

**AER stands for Annual Equivalent Rate and provides a means of comparing interest rates by showing what the rate would be if interest was paid and added once a year.

[1] Voting rights are available to those individuals aged 18 or over whose account balance was not less than £100 between the Society's previous financial year end (or other date as specified in the Rules) and the date of voting.